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Fair Credit Reporting Act (FCRA)

posted May 10, 2016, 8:41 PM by Nick Talwar   [ updated May 10, 2016, 8:48 PM ]
You should review your credit report once a year.  Go to annualcreditreport.com and pull your credit report for free.  The three major credit reporting agencies are: Experian, Equifax and Transunion. You should make sure the information listed in the report is accurate. You could increase your credit score by reviewing and correcting the errors. Take a close look at the creditors listing negative information about you. If you have any judgments and they are older then 7 years, you can have that negative information deleted. If you have filed bankruptcy and its been more then 10 years, that information should not be on your credit report. Call out office now at 586-244-8578 to take care of this important check.